HDFC Bank Personal Loan Apply Online 2025: Any person considers it better to take a loan from a bank instead of borrowing from family or friends for their personal expenses like travel, marriage, studies, etc. But the process of personal loan is not so easy in all banks. HDFC Personal Loan removes all these problems and provides the facility of personal loan from Rs 50,000 to Rs 40 lakhs with low interest rate, very easily, from home and in just a few minutes. Read the article till the end to apply for HDFC Personal Loan, understand its interest rate and know the necessary documents
HDFC Bank Personal Loan 2025
HDFC Bank is one of the largest banks in India. It also provides personal loan facility to meet the personal needs of its customers. Under HDFC Personal Loan, a person can take a loan ranging from Rs 50,000 to Rs 40 lakh. The repayment period of this loan has been fixed at 6 years. If we talk about its interest rates, the interest rate for personal loan starts from 10.50% per annum which will further depend on your credit score, loan amount etc.
Apart from this, HDFC Bank also provides some special personal loans for its customers which is called Golden Age Personal Loan. But to avail this loan, the monthly income of the person should be Rs 75000 or more. However, a person with a monthly salary of Rs 25000 can easily avail a personal loan.
HDFC Bank Personal Loan: Overview
| Name of Article | HDFC Bank Personal Loan 2025 |
|---|---|
| Category | Bank Loan |
| Lender | HDFC Bank |
| Year | 2025 |
| Objective | for people’s personal needs |
| Beneficiaries | All citizens of the country |
| Apply Mode | Online |
| Official Website | hdfcbank.com |
| Helpline | 1800 1600 |
HDFC Bank Personal Loan Benefits and Features
- 1. HDFC offers various types of personal loans like Gold Age Personal Loan, Marriage Loan, Travel Loan, Education Loan etc.
- 2. Its interest rate is also low which starts from 10.50% per annum.
- 3. The interest rate charged on the loan you avail depends on your credit score, monthly income, and job profile etc.
- 4. With the help of this loan, you can fulfill your travel expenses, home repair expenses, education expenses, financial needs related to marriage, etc.
- 5. The loan amount taken has to be repaid over a period of 6 years.
- 6. You can also transfer personal loan taken from other bank to HDFC Personal Loan.
Eligibility for HDFC Bank Personal Loan?
- The minimum age of the applicant should be 21 years and maximum age should be 60 years.
- The applicant should be a citizen of India.
- The applicant should be employed for 2 years at the time of application.
- If you have a salary account with HDFC Bank, then the minimum monthly income of the applicant should be Rs 25,000.
- If you do not have an account with HDFC Bank, then the monthly income should be Rs 50,000.
- The minimum monthly income for Golden Edge Personal Loan is Rs 75,000.
- Other eligibility will depend on your credit score.
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Required Documents
- Aadhar Card or any other identity proof ID
- Address Proof
- Latest salary slip for salaried employees
- Form No. 16
- Bank statement of last three months
- Company ID card
- PAN card
- Mobile number
- Passport size photo Other required documents
How to apply for HDFC Bank Personal Loan?
- To apply for HDFC Personal Loan, first go to the nearest branch of HDFC.
- Now you will be given the application form for personal loan by an employee there.
- Before filling the application form, read it carefully once and then enter all the details.
- After this, get photocopies of all the necessary documents and attach them with the form.
- Now submit this filled form along with the documents to the bank.
- After this the bank will check your application and documents and if everything is found correct, your loan will be approved.
How to apply online for HDFC Bank Personal Loan?
- To apply online, first go to the official website of HDFC.
- The loan option will appear on the home page, click on it.
- Here you will get a list of all types of loans being provided by HDFC.
- Click on Personal Loan and choose the type of personal loan.
- Click on the type of personal loan you want and proceed.
- Here you will get the application form, read it carefully and enter all the information asked.
- After this, scan all the documents and upload them.
- Finally, after saving the complete data, click on submit.
- After submitting, your documents will be verified by the bank and later your loan will be approved.
